Man is so constituted that he must be either provident or improvident. Sometimes the Latter-day Saints have been criticized, for being provident. Man is what I would call a seasonable animal, by which I mean that his living comes from things that are produced only a part of the year. We produce in the summer, and we consume in the winter. We are like bees and the squirrels. The improvident hive perishes. The improvident squirrel dies, and the improvident man, except for the help which he gets, perishes.

Now, there is no excuse for calling a man a hoarder because he is provident enough to put away in the summer what he must needs have in the winter; and remember, that has been the thesis that we have talked about during all the time that we have had the welfare plan.