But to revert to the economic effects of saving: Now that we know all the details of this phenomenon, it is very evident that it in no wise harms industry in general or human labor. Even if the person making the saving received cash in exchange for the services he had rendered, and hoarded it, he would be doing society no harm, since he was able to collect these values from it only by contributing equal values to it. I must add that this kind of hoarding is unlikely, exceptional, abnormal, for it is contrary to the self-interest of those who indulge in it. Pieces of money in a man's hand mean: He who possesses us has rendered services to society and has not yet been paid for them. Society has placed us in his hands as a token. We are at one and the same time an acknowledgment, a promise, and a guarantee. On the day he chooses, he may, by producing and surrendering us, receive from society the services to which he is entitled.

We know what is right, but we delay full spiritual involvement because of laziness, fear, rationalization, or lack of faith.

Procrastination may seem the easy way, as it momentarily removes the effort required to accomplish something of value. Ironically, in time, procrastination produces a heavy burden laced with guilt and a hollow lack of satisfaction. Temporal and, even more importantly, spiritual goals will not be achieved by procrastination.

The value of old age depends upon the person who reaches it. To some men of early performance it is useless. To others, who are late to develop, it just enables them to finish the job.

Neutrality in the teaching of values can only lead to an absence of values.

Price is what you pay. Value is what you get.

By paying more attention to what we are rather than exclusively to what we do, our public and our private persons will be the same—the man or the woman of Christ. Our intrinsic value is not dependent upon mortal acclaim anyway; in fact, the world may actually see us as weak and foolish (see 1 Cor. 1:27). Countering, however, are divine affirmations, including this one: "The Spirit itself beareth witness with our spirit, that we are the children of God" (Rom. 8:16).

God is infinitely more interested in our having a place in His kingdom than with our spot on a mortal organizational chart. We may brood over our personal span of control, but He is concerned with our capacity for self-control. Father wants us to come home, bringing our real résumés, ourselves!

One of the surest ways to recognize real education is by the fact that it doesn't cost very much, doesn't depend on expensive toys or gadgets.

Not everything that counts can be counted, and not everything that can be counted counts.

He is rich or poor according to what he is, not according to what he has.

The time will come that gold will hold no comparison in value to a bushel of wheat.